FINA3304 Banking: Theory and Practice

Credit
6 points
Offering
(see Timetable)
AvailabilityLocationMode
Semester 1UWA (Perth)Face to face
Details for undergraduate courses
  • Level 3 option in the Finance major sequence
  • Category B broadening unit for students
  • Level 3 elective
Content
This unit provides an introduction to Australian banking. It also explores issues relating to international banking and current developments in the international banking arena. Topics include bank risk management; asset and liability structures; securitisation; bank performance analysis, and the impact of cost of funds and capital adequacy provisions on bank lending policies. A consistent theme is that the functions and services provided by banks are influenced by the theory of finance, technology, government regulation and the forces of competition.
Outcomes
Students are able to (1) demonstrate a clear understanding of the Australian financial system with an emphasis on the role and functions of its regulators; (2) describe, comment and analyse the changing composition of the Australian financial services sector; (3) critically review typical problems encountered by modern financial institutions, financial regulators and their stakeholders; (4) use financial data to demonstrate an understanding of market risk, credit risk, interest rate risk, capital adequacy and liquidity management; (5) demonstrate the ability to give oral presentations that are clear and coherent to a variety of audiences; and (6) develop competencies to work effectively in teams.
Assessment
Typically this unit is assessed in the following ways: (1) weekly participation ; (2) group assignment ; and (3) examination. Further information is available in the unit outline.

Supplementary assessment is not available in this unit except in the case of a bachelor's pass degree student who has obtained a mark of 45 to 49 overall and is currently enrolled in this unit, and it is the only remaining unit that the student must pass in order to complete their course.
Unit Coordinator(s)
Ms Yeo Fun Mah
Unit rules
Prerequisites:
FINA2222 Corporate Financial Policy (or equivalent); for pre-2012 courses: ACCT1101 Financial Accounting (or equivalent)
Contact hours
lectures/tutorials/seminars/workshops: up to 3 hours per week
  • The availability of units in Semester 1, 2, etc. was correct at the time of publication but may be subject to change.
  • All students are responsible for identifying when they need assistance to improve their academic learning, research, English language and numeracy skills; seeking out the services and resources available to help them; and applying what they learn. Students are encouraged to register for free online support through GETSmart; to help themselves to the extensive range of resources on UWA's STUDYSmarter website; and to participate in WRITESmart and (ma+hs)Smart drop-ins and workshops.
  • Books and other material wherever listed may be subject to change. Book lists relating to 'Preliminary reading', 'Recommended reading' and 'Textbooks' are, in most cases, available at the University Co-operative Bookshop (from early January) and appropriate administrative offices for students to consult. Where texts are listed in the unit description above, an asterisk (*) indicates that the book is available in paperback.